XIRR vs CAGR: The Hidden Truth About SIP Returns
Fund factsheets show CAGR for lump-sum investments. SIP investors need XIRR to measure real timing-adjusted wealth creation.
SIP REALITY CHECK ENGINEHistorical NAV calculation
How good was your SIP?
Compare fund CAGR with a historical SIP simulation
Monthly SIP Amount (₹)
Time Horizon
Benchmark Category
Category Anchors:
Selected Scheme: UTI Nifty 50 Index Fund
Total Invested
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Portfolio Value
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Fund CAGR
—%
Simulated SIP XIRR
—%
⚡ Reality Check Insight:Choose a fund and period to calculate returns from available NAV history.